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September 2021

Technology

Vodafone Plans That Are Better Than Jio and Airtel

There is no doubt that currently, Vodafone Idea is not at its peak right now neither it has what it takes to compete with the likes of Airtel and Jio. On the other hand, the company has what it takes to beat Airtel and Jio in the future. However, certain Vodafone Idea plans can outperform the likes of Jio and Airtel, and today we will take a detailed overview of all the plans.

Neither Airtel nor Jio or BSNL, or Bharat Sanchar Nigam Limited has such creative plans so let’s see why VI recharge online plans are special and why you should go for one.

Vodafone Idea Rs. 699 Plan Which No Other Telecomm Operator Is Providing:

The Rs. 699 plan from Vodafone Idea is one of the best plans available in the country. The Rs. 699 plan offers 4GB daily high-speed internet along with weekend data rollover and a one-year free Zee5 premium OTT subscription. Apart from all these premium features, the subscription users also get free access to Vi movies and TV applications, making it the best plan in the price range.

On the other hand, the Airtel Rs. 698 plan offers a 2GB daily high-speed internet limit without weekend data roll over. Airtel Rs. 698 Plan also offers users 100 SMS/day and truly unlimited calls for 84 days.

Jio doesn’t have any 4 GB daily high-speed internet plan, and there is also no weekend data rollover in Jio. The only advantage of having a Jio plan over Airtel is you have only to pay Rs. 599 for 2GB daily high-speed internet where you get 100 SMS/day and truly unlimited calls with a plan validity of 84 days.

The Vodafone Idea Rs. 699 plan outshines both Jio and Airtel. Moreover, the plan also accounts for the majority of sales for all the Vodafone and Idea users. The Zee 5 premium OTT subscription in Vi Rs. 699 plan is also for one year, which means you can binge all night with weekend data rollover on the go.

Vodafone Idea Rs. 901 Plan:

Vodafone Idea Rs. 901 plan is another magnificent plan which is unique and elegant when compared with the likes of Jio, BSNL, and Airtel. If you love watching IPL or your favorite TV shows but lack Disney + Hotstar subscription, then Vi Rs. 901 plan is made for your needs.

The Vi Rs. 901 plan offers one year free Disney + Hotstar Subscription along with truly unlimited calls, 3 GB daily high-speed internet, Weekend data rollover, Zee 5 one year free premium OTT subscription, and 84 days plan validity.

All the users who subscribe to Rs. 901 plan also gets 48 GB additional internet without any additional fee.

Why Go With Airtel Payments Bank For Vi Bill Payment?

Airtel payments bank is India’s leading online bill payment service provider. Whether you want to complete your Vi postpaid bill payment or you want to complete your electricity bill payment, Airtel payments bank website offers the best cashback and rewards on all your payments.

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Finance

Can You Get A Home Loan With No Credit History?

One of the most important financial metrics that banks and lending institutions look for in an individual is the credit score. Since the credit score in India is primarily managed by CIBIL, which is a credit information company, it is also referred to as the CIBIL score. To get this score, what CIBIL actually does is analyze your credit history and assigns you a score based on your history.

Now, this credit history check is done by financial institutions to determine the credit worthiness of an individual. Depending on the score of the individual, the institution determines whether or not the said person in question is eligible for a loan or a credit facility. The CIBIL score range starts from 300 and goes all the way up to 900. And as you might have already guessed, the higher the score, the better the chances are for your loan to get approved.

However, the importance of the credit score isn’t limited to just loan approvals. In fact, the CIBIL score range of a person is actually used to determine the rate of interest of a loan or a credit facility. The higher the score, the better your chances are for receiving an attractive rate of interest.

Okay so, now that we’ve established the importance of the CIBIL score, here’s a question that’s probably on your mind now – can you get a home loan without a credit history? Continue reading to find out the answer.

Can you Avail a Home Loan Without a Credit History Check?

The answer to this question is quite simple. Of course you can. While the credit score is a very important metric that’s used by lending institutions to determine your eligibility for a credit facility, it is not the only sole determining factor.

As a matter of fact, other than your CIBIL score range, financial institutions examine a host of other parameters as well. For instance, they take a look at your age, your income levels, your debt-to-income ratio, and your employment status, among others. If you manage to successfully satisfy all of the other criteria, lending institutions may still be willing to offer you a home loan even if you don’t have a credit history or a desirable CIBIL score range.

That said, here’s something that you should know. If your credit history check reveals that you have no history, financial institutions may sometimes ask for additional supporting documents. Alternatively, they may even push for a guarantee from a third party with a good enough credit score. And finally, you may also be asked to furnish an additional collateral to secure your home loan as well.

Also, it is important to keep in mind that the parameters that banks and other financial institutions have for determining the home loan eligibility of a person with no credit history is likely to be different.

Conclusion

Want to get a credit history check to determine your CIBIL score range before applying for a home loan or any other credit facility? Finserv MARKETS is the perfect place for that. It is an online marketplace for all things finance. In addition to getting your credit history checked, you can also apply for a home loan right from the portal itself. So, make a visit to Finserv MARKETS right away.

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