March 2023


Types of Bed Frames You Can Choose

Your bedroom interior design is your personal sanctuary, and choosing the right bed frame is essential for creating a comfortable and stylish space. Bed frames come in a variety of shapes and sizes, each with its unique features and benefits. From the classic wooden frame to the modern platform design, there are many options to consider when selecting the perfect bed design for your room.

In this article, we will take a closer look at the different types of bed frames available on the market, highlighting their features and benefits to help you make an informed decision. Whether you’re looking for a traditional look or a more contemporary feel, we’ve got you covered. So, let’s dive in and explore the exciting world of bed frames!

Platform Bed Frames

If you’re looking for a bed frame that’s both stylish and practical for your bedroom interior design, a platform bed frame is a great option. These frames sit low to the ground, with a minimalist design that complements modern décor. Platform bed frames can be made from a variety of materials, including wood, metal, or upholstered fabric, and come in a range of sizes to fit your mattress. What’s more, many platform bed frames have built-in storage options, such as drawers or shelves, making them ideal for small spaces. The low profile of these frames can also help to create the illusion of a larger room, making them a great choice for smaller home interior designs.

Four-Poster Bed Frames

For those seeking a touch of luxury and elegance, a four-poster bed frame is a perfect choice. These frames feature tall posts at each corner of the bed, often with intricate detailing, and a canopy that covers the top. Four-poster bed frames can be made from a range of materials, including wood, metal, or even acrylic. They come in various sizes, from single to king-size, and can create a dramatic focal point in any room. The canopy provides a sense of privacy and can be draped with soft fabrics to create a cosy and romantic atmosphere.

Sleigh Bed Frames

If you want to add a touch of sophistication to your bedroom interior design, a sleigh bed frame is a great option. These frames are named after their curved shape, which resembles a sleigh. Typically made from wood, with a curved headboard and footboard, sleigh bed frames add a touch of elegance to any room. They are available in various sizes and can be paired with matching bedside tables to create a cohesive look. Sleigh bed frames are also incredibly comfortable and supportive, with the curved shape providing extra back support.

Divan Bed Frames

If you’re looking for a bed with built-in storage, a divan bed frame is a great choice. These frames consist of a base and a mattress, with drawers or shelves built into the base to provide additional storage space. These bed designs are available in various sizes, from single to king-size, and can be upholstered in a range of fabrics to suit your décor. They’re a practical choice for those who need extra storage space in their bedroom, while still maintaining a stylish look. Plus, the lack of a footboard means they’re perfect for smaller rooms, as they don’t take up as much space as other types of bed frames.

Canopy Bed Frames

For a touch of glamour and sophistication, a canopy bed frame is a perfect choice. These frames feature four posts, each with a connecting canopy, creating a grand and luxurious look. Canopy bed frames can be made from a range of materials, including metal, wood or even acrylic, and can be draped with sheer fabrics for a soft and romantic look. They’re available in various sizes, from single to king-size, and can be designed to match a range of décor styles.

Upholstered Bed Frames

For a plush and comfortable bed frame that can be customised to fit any décor, an upholstered bed frame is the perfect option for your home interior design. These frames are covered in soft, padded fabric or leather, creating a luxurious and comfortable sleeping surface. They’re available in a range of styles, from sleek and modern to traditional and ornate, and can be customised with a variety of fabrics and colours to match your décor.

Metal Bed Frames

If you’re looking for a bed frame that’s both sturdy and stylish, a metal bed frame is an excellent choice. These frames are made from durable metal, with a sleek and minimalist design that complements any décor style. They’re available in a range of sizes, from single to king-size, and can be customised with a variety of colours and finishes. Metal bed frames are also easy to clean and maintain, making them an ideal choice for those with allergies or respiratory issues. Plus, they’re often more affordable than other types of bed frames, making them a popular choice for budget-conscious shoppers.

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How to Plan Your Retirement If You Are A Businessman?

Retirement is something everyone looks forward to. Most salaried workers and corporate employees have a particular retirement age, but retirement planning can be tricky if you’re a business owner. Firstly, your retirement plan would be intertwined with your business plan. Secondly, as a business owner, you should stay involved for as long as possible.

Your retirement investment plan requires careful consideration and strategic financial planning. Therefore, early retirement planning can help you in the long run to ensure financial stability and security in your golden years.

Best Retirement Plans In India For Early Retirement 

If you want to know what pension or retirement plans will best suit you, try to determine what you want your life to look like during your retirement years. Your retirement planning can include details like where you want to live, how much that could cost you and what other expenses you might have to pay to maintain your lifestyle.

A good retirement plan can ensure all of your needs are met. Investing in an early retirement insurance plan is in your best interest since you get a more extended period to save and invest more money in a disciplined manner.

Retirement Investment Plans For Business Owners

These are some standard retirement plans you should consider when planning for retirement.

  • National Pension Scheme (NPS)

The NPS is a government-backed scheme where you can invest in different avenues. It’s a standard retirement scheme used by corporate employees and self-employed individuals. Note that this scheme will mature only after your retirement or at the age of 60 years.

  • Public Provident Fund (PPF)

Another government-backed scheme that offers a safe investment is the PPF. This fund allows you to invest a maximum of ₹1.5 lakhs a year and offers an interest rate of 7.1% per annum. The interest rate is, however, subject to change.

  • Unit Linked Insurance Plans (ULIPs)

A ULIP combines the benefits of life insurance and market-linked investment under one plan. It also offers the benefit of partial withdrawal of funds after the mandatory 5-year lock-in period for your various financial needs.

  • Pension Plans

Pension plans allow you to receive income during your retirement. Generally, you invest in the plan regularly and receive a regular income after retirement. These are some standard pension plans:

    1. Deferred Annuity Plans
    2. Immediate Annuity Plans
    3. Pension With Life Cover
  • Mutual Funds

A mutual fund allows you to invest your money in a fund created by a fund house. Several other investors also invest in the same fund managed by an experienced fund manager. These funds are then invested in marketable securities to earn returns. Here are some types of mutual funds:

    1. Equity Mutual Funds
    2. Debt Funds
    3. Liquid Funds
    4. Hybrid Funds

When buying a life insurance retirement plan, note that the life cover of the policy will secure your family in your absence. This makes your insurance provider’s claim settlement ratio an essential factor to consider. For instance, Tata AIA retirement plans offer a high claim settlement ratio of 98.53%.

Which Fund Or Plan Should You Choose?

Instead of choosing one retirement plan, diversify your income streams to build wealth. So investing in multiple assets that align with your financial capabilities is what is best for you.

Opt for retirement plans that offer maximum returns on your investment or allow you to save regularly over a long period while guaranteeing a steady income post-retirement. Also, make sure that you consider the inflation rate so that you can grow your wealth accordingly.

Generally, it would be best if you aimed to invest at least 20% of your income. As a business owner, your financial security is riskier than a regular salaried employee, so it’s best to start planning and investing sooner.


Most business owners don’t want to part with their businesses.  You may still want to be partially involved in your business management or operations. Even then, you should still consider planning for your retirement.

A good retirement plan will offer you a financial safety net regardless of how you spend your golden years. Furthermore, a retirement plan will support you and your family in any significant financial crisis.

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